Oswego County Public Information Office, 46 East Bridge St., Oswego, NY 13126

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March 17, 2004

Loans Available to Low-Income Homeowners for Well and Septic System Repairs

The Oswego County Department of Planning and Community Development is offering a loan program for low- and moderate-income homeowners who need to repair a well or septic system.

The program is funded by the New York State Governor's Office for Small Cities, through the Small Cities Community Development Block Grant Program. The program will operate until October 2004.

"The purpose of the program is to assist low- and moderate-income homeowners who have a problem with their well or septic system and are interested in fixing it," said Donna Scanlon, program administrator. "We are in the process of qualifying homeowners, committing funds and securing excavators and engineers to do the work this spring and summer."

The interest rate varies from 0 to 2 percent, depending on household income.

The maximum household income for a no-interest loan is $11,050 for a one-person household; $12,560 for a family of two; $14,250 for three; $15,800 for four; $17,050 for five; $18,350 for six; $19,600 for seven; and $20,850 for a family of eight.

For a 1 percent interest loan, the maximum income is $18,450 for a one-person household; $21,100, family of two; $23,700, family of three; $26,350 family of four; $28,450, family of five; $30,550, six; $32,650, seven; and $34,800 for a family of eight.

For a 2 percent loan, the income levels are $29,500, for a one-person household; $33,750, two-person; $37,950 for three; $42,150 for four; $45,550 for five; $48,900 for six; $52,300 for seven, and $55,650 for an eight-person household.

Homeowners who meet these criteria may contact the Oswego County Department of Planning and Community Development, phone 349-8292 or 1-800-596-3200, ext. 8292, for an application.

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